{"id":82609,"date":"2025-11-17T10:01:24","date_gmt":"2025-11-17T08:01:24","guid":{"rendered":"https:\/\/gulftech-news.com\/en\/?p=82609"},"modified":"2025-11-17T10:02:58","modified_gmt":"2025-11-17T08:02:58","slug":"paymentology-launches-paycredit-to-power-credit-innovation-for-digital-banks-and-fintechs-in-saudi-arabia-and-the-gcc","status":"publish","type":"post","link":"https:\/\/gulftech-news.com\/en\/2025\/11\/17\/paymentology-launches-paycredit-to-power-credit-innovation-for-digital-banks-and-fintechs-in-saudi-arabia-and-the-gcc\/","title":{"rendered":"Paymentology Launches PayCredit to Power Credit Innovation for Digital Banks and Fintechs in Saudi Arabia and the GCC"},"content":{"rendered":"\n
\"\"
\u0631\u0648\u0628 \u0645\u0627\u0643\u0645\u064a\u0644\u0627\u0646\u060c \u0645\u062f\u064a\u0631 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0644\u0644\u0645\u062c\u0645\u0648\u0639\u0629 \u0641\u064a \u0628\u064a\u0645\u0646\u062a\u0648\u0644\u0648\u062c\u064a<\/figcaption><\/figure>\n\n\n\n

New credit solution integrates card issuing and credit ledger management, helping financial institutions in the region reduce complexity and accelerate time to market.<\/em><\/strong><\/p>\n\n\n\n

Paymentology<\/a><\/strong>, the leading global issuer-processor, has announced the launch of PayCredit, an advanced credit ledger platform designed to help digital banks and financial institutions deliver tailored, feature-rich credit products faster and more efficiently.<\/p>\n\n\n\n


The launch comes as the GCC and Saudi Arabia witness rapid growth in digital banking, driven by Vision 2030\u2019s financial sector development program and a growing appetite for flexible credit solutions.<\/p>\n\n\n\n


Credit cards remain an essential tool for consumers in managing spending, cash flow, and loyalty programs. However, many legacy systems lack the flexibility required to meet evolving consumer expectations. PayCredit was built from the ground up to address these limitations, offering both revolving and installment credit options, including Buy Now, Pay Later (BNPL) features that reflect real-world financial behavior.<\/p>\n\n\n\n


\u201cWe saw that many neobanks and fintechs want to offer credit, but existing systems are either too rigid or rely on outdated infrastructure,\u201d said Rob Macmillan, Group Product Manager at Paymentology. \u201cWith PayCredit, we\u2019ve developed a modern, cloud-first credit platform that allows issuers in markets like Saudi Arabia to launch smarter, localized credit products \u2014 quickly and without complexity.\u201d<\/p>\n\n\n\n


By combining credit ledger management and card issuing capabilities on one platform, PayCredit enables issuers to configure and manage credit programs with greater flexibility \u2014 including customized limits, interest rates, billing cycles, and repayment models \u2014 all via a secure API. The solution supports Apple Pay, Google Pay, and Samsung Pay, ensuring seamless digital wallet integration for regional users.<\/p>\n\n\n\n


Key Features<\/h2>\n\n\n\n


\u2022 Built-in billing cycle logic for accurate interest calculation and real-time balance tracking
\u2022 End-to-end credit configuration including custom limits, rates, and repayment structures
\u2022 Integrated card issuance with leading digital wallet support
\u2022 Flexible installments and cashback rewards powered by real-time data
\u2022 Scalable global platform adaptable to regional regulations
\u2022 UAT simulation testing for rapid, reliable deployment<\/p>\n\n\n\n

\u201cAs expectations shift, issuers need infrastructure that can keep pace,\u201d said Jeff Parker, CEO of Paymentology. \u201cPayCredit empowers our clients across Saudi Arabia and the wider GCC to launch and scale credit offerings with full control, agility, and transparency.\u201d<\/p>\n\n\n\n


Already deployed by leading digital banks globally, PayCredit enables issuers to enter the credit market without building full-scale lending infrastructure \u2014 a key advantage for Saudi fintechs and neobanks aiming to expand their offerings in alignment with Vision 2030\u2019s digital transformation goals.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u0631\u0648\u0628 \u0645\u0627\u0643\u0645\u064a\u0644\u0627\u0646\u060c \u0645\u062f\u064a\u0631 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0644\u0644\u0645\u062c\u0645\u0648\u0639\u0629 \u0641\u064a \u0628\u064a\u0645\u0646\u062a\u0648\u0644\u0648\u062c\u064a New credit solution integrates card issuing and credit ledger management, helping financial institutions in the region reduce complexity and accelerate time to market. Paymentology, the leading global issuer-processor, has announced the launch of PayCredit, an advanced credit ledger platform designed to help digital banks and financial institutions deliver …<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[644],"tags":[4321,807,4320,3687],"class_list":["post-82609","post","type-post","status-publish","format-standard","hentry","category-communications-technology","tag-digital-banks","tag-gcc","tag-paycredit","tag-paymentology-2"],"yoast_head":"\nPaymentology Launches PayCredit to Power Credit Innovation for Digital Banks and Fintechs in Saudi Arabia and the GCC - Gulf Tech News<\/title>\n<meta name=\"description\" content=\"Paymentology Launches PayCredit to Power Credit Innovation for Digital Banks and Fintechs in Saudi Arabia and the GCC\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gulftech-news.com\/en\/2025\/11\/17\/paymentology-launches-paycredit-to-power-credit-innovation-for-digital-banks-and-fintechs-in-saudi-arabia-and-the-gcc\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Paymentology Launches PayCredit to Power Credit Innovation for Digital Banks and Fintechs in Saudi Arabia and the GCC - 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